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Paytm App – is playing an important role in the way India is moving towards Cashless. It is not that only Paytm can be used as Digital Money.
Apart from this we can also use Free charge, Oxygen Wallet etc.But the one who is at the top of all these is Paytm. Everybody now wants to know what is Paytm . Want to know full details about Paytm.
This is the reason that I am writing this post, in which I will tell you the complete information about this.
What is Paytm?
Pay-TM is India’s largest mobile payment and e-commerce platform. Paytm initially started as just online mobile recharge and bill payment service and today it provides full market to consumers on its mobile app.
Paytm can now be used as a digital wallet to pay tuition fees, recharge metro cards, pay insurance and more recently, even as a bank.
The Pay-TM website is an abbreviation of “Pay Through Mobile” with Android, Windows and iOS apps.
It was founded by Vijay Shekhar Sharma as a prepaid mobile recharge website in 2010 under his company One97 Communications.
In September 2015, China’s Alibaba Group acquired a 20% stake and the parent of Pay97 became the largest shareholder of One97 Communications by investing $ 680 million.
This is a digital wallet in which you can keep your money. Just like you keep money in your purse and spend it when needed.
After the closure, users of Paytm Wallet are increasing significantly, which is the main reason for it to be accepted everywhere.
Another great feature that Paytm has given after the note closure is that you can now use Pay-TM offline (without internet) as well.
How to download the application?
If you want to download Paytm App, for this you have to download this App from Play Store, this app is easily available on Play Store. To download this app, you follow the points given below.
- First of all, open the Play Store in your mobile
- Now search the Paytm App using the search option
- Now download this app in your mobile
- After downloading, install this app in your phone
- Now you can use this app with ease.
[appbox googleplay screenshots net.one97.paytm ]
How to Use Paytm?
To use it, you have to sign up by visiting its website or you can also sign up by installing its mobile app in your phone.
You can sign up on its website in the same way that you create your Facebook account or Gmail account.
Click below to go to its website and then sign up.
How to use Paytm application offline?
Paytm works on your number, that is, if you have a account, then anyone can send money to that number. Similarly, you can also send money to someone’s Paytm number.
It is an Indian e-commerce payment system and digital wallet company from the SEZ of Noida.
Pay-TM is available in 11 Indian languages and serves online use cases such as mobile recharge, utility bill payment, travel, movies and events booking such as grocery stores, fruit and vegetable shops, restaurants, parking, tolls.
This App was founded in August 2010 by its founder Vijay Shekhar Sharma with an initial investment of $ 2 million in NOIDA, an area adjacent to the Indian capital New Delhi.
It began as a prepaid mobile and DTH recharge platform, and later in 2013 added data cards, postpaid mobile and landline bill payments.
It slowly expanded and today it is a well-known company that provides almost every service.
Now you can also shop online through Pay-TM Mall at a good discount.
What is Paytm Payments Bank?
In August 2015, Paytm received a license from the Reserve Bank of India to start a payment bank.This Payments Bank is a separate entity in which founder Vijay Shekhar Sharma will have a 51% stake,.
One97 Communications has a 39% stake and 10% will be owned by One97 and Sharma’s subsidiary.
The bank was officially inaugurated in November 2017 by the Indian Finance Minister, Arun Jaitley.
What is Paytm Mall?
In February 2017, this launched its Paytm Mall app, which allows consumers to shop from 1.4 lakh registered sellers.
This Mall is a B2C model inspired by the model of TML, China’s largest B2C retail platform.
Paytm Mall has established 17 fulfillment centers across India and partnered with 40+ couriers.
This Mall is ued $ 200 million in March from Alibaba Group and SAIF Partners.
Apart from this, you can also shop online on Paytm.
we tell you about paytm, what is paytm?
Pay-TM App store
[appbox appstore screenshots id473941634 ]
How to Add Money to Paytm?
One of the essential things to use Paytm is money in it. Now the question remains how to add money to it.
You can add money to this with Internet Banking, Debit Card or Credit Card.
That is, if you use an ATM card, then you can add your money to it.
For this, you add M to the PayTM App
Click on oney and fill all the things asked there. Such as Amount, ATM Card Number, Expiry Date, CVV or Internet Banking details.
How to recharge with Paytm?
If you want to recharge from this, you can do it quite easily. Just you have to install this and after that you can recharge for it by logging in.
You can recharge your mobile from Pay-TM by following the step below, or you can also recharge someone else’s mobile…
On the home page of Pay-TM, you will see the option of MOBILE in the top, click on it.
Now write the number in which you have to recharge in the box below.
After that select the operator and select the state of that sim.
After that enter the amount you want to recharge in the box below.
Then click on recharge.
After this, pay for it from your Pay-TM wallet or debit card or direct UPI.
And your paytm will recharge..
How to send money with Pay-TM?
Now if you want to send money to someone from your Pay-TM Wallet, then click on the option ‘Pay’ from its main screen. After this, enter the mobile number and amount of the sending person. After this, click on Send.
Is Pay-TM Wallet safe?
Security is at the top of everyone’s mind when it comes to digital, But paytm app. Under an escrow account with a reputable bank.
Let us know that Pay-TM is absolutely safe for you to use because it uses Verisign-certified 128-bit encryption technology which makes your digital bike safe.
It is PCI DSS 2.0 certified which means it does not store your debit and credit card in unencrypted form.
So friends, this was the complete information of Pay-TM in Hindi. Hopefully after reading this, you must have understood that Pay-TM Kya Hota Hai?
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